Effective Date: July 7, 2026
Welcome to M.B.A.Y. (Many Blessings Awaits You). These Terms of Service ("Terms") govern your access to and use of our website, mobile application, community features, digital content, products, services, and related platform features. By accessing, using, registering for, or interacting with M.B.A.Y., you agree to be bound by these Terms and our Privacy Policy.
M.B.A.Y. is a faith-based digital platform that may include ministry content, user accounts, community features, digital media, educational resources, e-commerce features, donations, and related services. We may update, modify, suspend, or discontinue any part of the platform at any time without notice.
You must be at least 18 years old, or have permission from a parent or legal guardian where permitted by law, to use this platform. By using M.B.A.Y., you confirm that the information you provide is accurate and that you are legally able to agree to these Terms.
If you create an account, you are responsible for maintaining the confidentiality of your login information and for all activity that occurs under your account.
You agree to provide accurate, current, and complete information and to keep your account details updated.
We reserve the right to suspend, restrict, or terminate any account that contains false information, violates these Terms, or is used in a harmful, abusive, unlawful, or unauthorized manner.
You agree not to use M.B.A.Y. to:
If you submit or share content such as posts, comments, messages, photos, videos, prayer requests, testimonials, or other materials, you remain responsible for that content.
By submitting content, you grant M.B.A.Y. a non-exclusive, worldwide, royalty-free license to use, host, display, reproduce, adapt, publish, and distribute that content as needed to operate, promote, and improve the platform.
We reserve the right to remove any content that violates these Terms or that we believe is harmful, inappropriate, unlawful, or disruptive to the community.
If we offer products, digital goods, memberships, donations, or paid services, you agree to provide valid payment information and authorize us or our payment processors to charge the applicable amounts.
Prices, product availability, descriptions, and offers may change at any time without notice. We reserve the right to refuse, limit, or cancel any order or transaction where permitted by law.
Unless otherwise stated, all sales, donations, and digital purchases are final. Any refund, exchange, or cancellation policies will be published separately if applicable.
All content, branding, logos, graphics, text, videos, audio, downloads, designs, features, and software on M.B.A.Y., excluding user-submitted content where applicable, are owned by or licensed to M.B.A.Y. and are protected by applicable intellectual property laws.
You may not copy, reproduce, modify, republish, distribute, sell, or exploit any portion of the platform without our prior written permission, except where permitted by law.
Our platform may contain links to third-party websites, payment processors, social media services, embedded content, or other external services. We do not control or accept responsibility for the content, products, services, or privacy practices of third parties.
Your use of third-party services is governed by their own terms and privacy policies.
Your use of M.B.A.Y. is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information.
Privacy Policy:
https://mbgyu.online/privacy-policy
M.B.A.Y. is provided on an "as is" and "as available" basis to the fullest extent permitted by law.
We do not guarantee that the platform will always be available, uninterrupted, secure, error-free, or suitable for your individual needs.
We make no warranties regarding the accuracy, completeness, reliability, or availability of the platform or its content.
To the fullest extent permitted by law, M.B.A.Y., its owners, affiliates, volunteers, team members, partners, licensors, and service providers shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of the platform.
Where permitted by law, our total liability for any claim shall not exceed the amount you paid to M.B.A.Y., if any, during the twelve (12) months preceding the claim.
We reserve the right to suspend, restrict, or terminate your access to the platform at any time, with or without notice, if we believe you have violated these Terms or engaged in unlawful, harmful, or unauthorized activity.
You may stop using the platform at any time. Any provisions that reasonably should survive termination will remain in effect.
We may revise these Terms periodically. Updated versions will be posted on the platform with a revised effective date.
Your continued use of M.B.A.Y. after any updates become effective constitutes your acceptance of the revised Terms.
These Terms shall be governed by and interpreted in accordance with the laws of the State of Georgia, without regard to conflict of law principles.
Any disputes relating to these Terms or your use of M.B.A.Y. shall be resolved in the appropriate courts located within the State of Georgia, unless applicable law requires otherwise.
If you have any questions regarding these Terms of Service, please contact us.
M.B.A.Y. (Many Blessings Awaits You)
Website: https://mbgyu.online/
Email: contactus@mbay.com
By using M.B.A.Y., you acknowledge that you have read, understood, and agree to these Terms of Service.